Business Advice

Should you Get Short Term Craft Fair Insurance?

Craft fairs are usually an all year round occasion across the UK, but if you own a craft business and only wish to attend a few markets, then having an annual craft fair policy may not be the best choice for you.

This is where our short term craft fair insurance from CraftCover comes in handy.

 

Do you need insurance for craft fairs?

Although it is not necessarily a legal requirement, many craft fair organisers will not allow you to trade unless you can prove you have some form of craft fair insurance.

Accidents can happen, especially at heavy footfall events, like craft fairs. This is why it is essential to have some form of protection in place to help financially protect yourself and your business.

What is short term craft fair insurance?


Short term craft fair insurance is a type of insurance that provides the necessary Public Liability cover to sell at craft fairs and exhibitions, but it will typically only cover you for up to 3 days.

Public Liability Insurance is a must for any seller attending a craft fair, and it is oftentimes mandatory. With this insurance, you and your business will be covered from legal compensation costs that may arise due to injury to the public or damage to their property as a result of your products or business operations.

This type of policy is perfect for craft fair newbies who are looking to sell at their first craft fair, but don’t want to commit to a full year of craft fair insurance.

Short term vs annual craft fair insurance

The difference between short term and annual craft fair insurance is that short term policies will only cover you for a few specific days, usually over a weekend, whereas annual craft fair insurance will protect you for the whole year.

If you only plan on going to a few craft fairs a year, then short term craft fair insurance policies may be better suited since you can choose as and when you’d like to be covered.

However, if you are an avid craft fair seller, then an annual policy may be a better choice for you since you will be protected and ready to sell whenever you like.


 

Short term craft fair insurance for new crafters

For those who are new to crafting, a short term craft fair insurance policy may be the perfect way to test being a seller at a craft fair for the first time.

You don’t need to commit to paying for a full year of insurance, meaning if you don’t think craft fairs are suited for you or your craft business, you won’t be wasting your money. After all, keeping costs low can be essential for newly started craft businesses.

At CraftCover, our short term craft fair insurance will cover you for 3 days instead of just a single day like other insurance providers. This is ideal for those who are interested in attending a fair that you might need to travel to or is held over a weekend.

Short term craft fair insurance for seasonal events

Many crafters, whether they have had an established business for many years or have just started up, will prefer to only attend craft fairs during specific seasons, such as during the festive season.

Short term craft fair insurance is perfect for attending seasonal fairs as you can pick and choose which date is perfect for you. For example, if you wish to have a stall at a Christmas market and you only want to attend 1 or 2 weekends in December, then choosing a short term policy will ensure you are only protected for those weekends. This can help to cut down costs as you won’t be unnecessarily insured for weekends when you’re not trading.