At CraftCover, we understand that leatherwork – like any other craft – comes with its own trials and tribulations.
Our craft-specific insurance policy helps you to work on your projects without worrying about liability. If you work with handbags, purses, tanning or shoemaking, we’d love to hear from you.
What do leatherwork crafters make?
Leatherworking, or leather crafting, is the practice of making leather into practical objects or pieces of artwork. A variety of different techniques are used including moulding, dyeing, carving and stamping.
Leatherwork crafters use a variety of different objects including footwear, bags and accessories, clothing, sports equipment, books, furniture and much more.
Do I need insurance to sell handmade leather crafts in the UK?
It isn’t a legal requirement to have insurance to sell handmade leather crafts. However, you won’t be covered if anything was to happen to your products or customers as a result of your items.
Having insurance to sell both online and physically means you will be protected externally should any issues with your products arise.
What insurance do I need for my leatherwork business?
There are two main types of insurance that you will need for your leatherwork business. These are:
Public Liability Insurance
Public liability insurance covers your business from legal compensation costs that could arise if an injury happens to a member of the public as a result of your products or business operations.
The main risks that are covered by this type of insurance include: death and disablement of the public and loss of or damage to third party property.
Product Liability Insurance
Product liability insurance covers your products through production, supply and sale. Again, you will be protected against any unwanted and extensive costs should an issue occur as a result of your goods, processes and/or packaging.
If you are wishing to sell your leatherwork products at craft fairs, then you will need to make sure your policy includes craft fair insurance. Most craft fair organisers will require proof of insurance, so it’s always a good idea to include this type of cover in your comprehensive insurance package.
You may also want to consider Business Equipment Protection which will protect your equipment against accidental loss, theft or damage, no matter where you’re using them.
Why do leather goods crafters need insurance?
Leather goods crafters need insurance to protect their business and their goods against claims made by the public. Not only this, but many crafting bodies, fairs and online retailers will insist that you have insurance before you can start trading.
Our comprehensive policy covers all crafting fairs and events that you wish to attend. Read more about why you need craft insurance for your business in our dedicated blog.
How much does craft insurance for leatherwork businesses cost?
The cost of craft insurance for leatherwork businesses can depend on a few factors, and it will vary from business to business.
Some factors that will affect the cost of your insurance include:
- – The type of products that you craft and sell
- – The amount of equipment and materials you have and how much they all cost
- – The size and location of your business
- – Your excess costs
At CraftCover, we know not every business is the same. This is why we will chat to you about your business needs and specific requirements to ensure you have the most suitable policy in place.