Insurance for Interiors and Soft Furnishing Crafters

If you have a passion for interior design and soft furnishing making, then creating a designated business may be a viable career option for you.

Whether you work with cushions, rails and hooks, throws or blankets, at CraftCover, we can provide you with the right cover for your business.

What classes as a soft furnishing crafter?

A soft furnishing crafter is someone who makes fabric based pieces for home decor.

Many soft furnishing crafters combine their knowledge of interior design with their crafting skills to produce bespoke furnishings for the clients and customers.

What types of crafts do interior furnishing crafters make?

Crafters may use a range of different fabrics in their work, ranging from brand new cuts to deadstock from other companies.

Some of the most common crafts interior furnishing crafters create include:

  • – Cushions and pillows
  • – Curtains
  • – Rugs
  • – Towels
  • – Bath mats
  • – Bedding
  • – Blankets

What does a bespoke craft insurance policy cover?

Bespoke craft insurance offers crafters specific cover relevant to their industry, ensuring they’re covered when making, selling or teaching their craft.

Our insurance policies include the two main types of insurance vital for all types of craft businesses:

Public liability insurance

Public liability insurance covers the cost of claims made by members of the public should an incident arise from your business’s activities.

Some of the main risks covered by this insurance include injury or death to members of the public, and/or loss of or damage to third party property.

Product liability insurance

Product liability insurance covers the goods that you make, supply and sell. If a customer comes across an issue as a direct result of your products, you could be held liable for paying the legal costs if a claim is pursued.

With the right level of protection, you will be covered for any product related issues and won’t have to worry about extensive legal costs.

Bespoke insurance policies from CraftCover are ideal for those who run craft businesses from at home or workshops. On top of public liability insurance and product liability insurance, our policies can include:

  • – Cover for damage to your raw materials, finished stock or equipment
  • – Loss of profit due circumstances out of your control, such as floods or fire
  • – Employers liability
  • – Cover for your computer or laptop

Do I need insurance to sell handmade furnishings?

Although it isn’t a legal requirement to have insurance to sell handmade furnishings, it will protect your business and your goods should someone make a claim against you.

No matter what size your business is, or where you sell your products, having the correct level of insurance will give you peace of mind.

How to get insurance for your craft business

At CraftCover, our insurance policies cover all the needs of interior and soft furnishing designers and crafters, ensuring you always have the right level of protection.

Use our free quote form to see what our full coverage crafting insurance could cost you. Alternatively, you can get in touch with our team to discuss your business insurance needs and requirements.