Christmas is the perfect time for craft fairs, but it’s also the worst time to face unexpected claims, and be forced into payouts which can be damaging to your business and personal life alike.
That’s why CraftCover is offering seasonal craft trading insurance which is designed specifically for crafters and is ideal for any type of craft.
Insurance for seasonal UK craft fairs and shows
If you’ve ever attended a craft fair or show in the UK, you’ll probably know that many insurers require proof of insurance before they’ll even let you set up a stall. Typically, you’ll need proof of cover up to a certain level of indemnity (such as up to £2 million or up to £5 million).
Craftcover also offers a variety of insurance options, ranging from one off craft fair insurance, to policies which cover you for an unlimited number of fairs or events all year round! Year round insurance is perfect if you’re an avid seasonal UK craft fair attendee.
Get your free Christmas craft insurance quote today!
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Insuring your business to sell at Christmas craft fairs
Christmas craft fairs are the perfect place to showcase your unique and innovative craft creations. You’ll find that attendees are usually willing to buy gifts for their loved ones in the form of trinkets, handmade cosmetics, fashion accessories and a whole host of other crafts.
However, there’s no point selling your crafts at Christmas fairs if you’re not protected, because you run the risk of facing claims as a result of damages or injury caused as a result of your business trading/activities, or your products themselves.
Whilst unlikely, accidents can happen, and the repercussions of a claim could be devastating for small craft businesses of all shapes and sizes. As keen crafters ourselves, we’re dedicated to protecting your hard work through bespoke insurance plans.
What insurance do you legally need to exhibit at Christmas craft fairs?
The legally required insurance for exhibiting/selling crafts at Christmas craft fairs may vary depending on your circumstances and the size of your business.
Public liability insurance generally isn’t a legal requirement for selling at craft fairs, but it’s very often a requirement set by event organisers, so that they can protect attendees and businesses alike.
Employers liability cover is legally required if you employ one or more people for your craft business.
Product liability insurance also typically isn’t legally required, but may be a requirement set by the fair organiser (we’d recommend contacting the organiser for more information).
Whilst not all forms of craft insurance are legally required, relatively low premiums compared with the cost of having to pay out in the event of a claim against your business, make it a common-sense decision to seek cover.
Yearly or one-off craft fair insurance
Whether you need one off or yearly craft fair insurance depends on how many events you usually attend. Year-round insurance is better value for money, but only if you plan on attending multiple craft fairs each year.
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Craft insurance for a single event
One off craft fair insurance, or craft insurance for a single event, is effectively the same policy as permanent/yearly cover, except it only covers a short period of time (typically 3 days). We’d recommend seeking this type of cover if you’re sure you’re not going to be attending many craft events other than the upcoming Christmas one.
Year round craft insurance
Year round craft insurance is ideal and convenient if you plan to attend multiple seasonal events across the full year. These plans are simple and effective, all you need to do is pay your premiums, and you can rest assured that you’re covered.
CraftCover offers free and simple craft insurance quotes, by calculating factors such as your income, the number of fairs/stalls you intend to hold, the level of cover you want and more.
